For Mark Roberts' Use: What are your largest expenses? Things like business expenses, or your mortgage, might come to mind. But for most people, taxes are actually their heaviest financial burden. Yet we tend to think about income taxes only once per year! The truth is that considering your tax liability throughout the year, and [...]
For Mark Roberts Use: We all know, or have heard of, someone who never went to the doctor for regular check-ups. Then, one day, they frantically make an appointment. A lump was discovered or some other unusually distressing symptom popped up. Tragically, this person discovers that they have developed a serious illness, that could have been [...]
For Mark Roberts' Use: When you retire, many parts of your life will change. You won’t face a daily commute, you won’t be stuck at a desk, and you will decide how to spend your time. But there’s one thing that will stay the same for most of us: Most retirees pay at least some [...]
For Mark Roberts' Use: Life insurance is something everyone needs, and most of us will enroll in a policy at some point. But that doesn’t mean it’s your average, everyday purchase! You wouldn’t make any other major financial decision without conducting thorough research, so take the time to make this important decision carefully. As you compare [...]
For Mark Roberts' Use: For most people, retirement income will be derived from several sources. Hopefully, you’ve been contributing faithfully to a retirement account of some sort, such as a 401k or IRA. But you’ve always been paying into the Social Security system all of these years, and you expect your benefits to be waiting [...]
For Mark Roberts' Use: When you think about retirement, what do you picture? For some, retirement means a move to Florida, a cozy condo in the mountains, or a tidy home closer to the grandkids. But for many of us, retirement simply means that we relax and enjoy our current homes even more. A poll by [...]
For Mark Roberts' Use: Let’s say you’ve been looking forward to your retirement for years, and planning faithfully. But now something has happened, and you’re not so sure your retirement budget is feasible. Maybe you faced an unexpected expense, or your cost of living has increased, or some other circumstance has planted doubts in your mind. [...]
For Mark Roberts' Use: When you’re on the cusp of retirement, it’s time to kick your retirement planning into high gear. At this point you will confront a situation quite unlike any other in your lifetime: You will decide how much income you can “make” each year (taken from your retirement savings). On the other [...]
For Mark Roberts' Use: If your employer offers a retirement plan such as a 401(k), congratulations. You’re one of the “lucky ones” in terms of retirement planning options. A 401(k) provides several significant benefits, both now and in the future, so hopefully you’re taking full advantage of it. One of the lesser-known advantages comes in [...]
For Mark Roberts' Use: Retirement is one of the biggest changes you’ll experience in your lifetime, and also one of the most nerve-wracking. Luckily, millions of people have ventured into this territory ahead of you.. And you can learn a lot from them, such as these potential pitfalls. Underestimating your longevity. Unless you have good [...]