mroberts

Home/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Start Preparing Now: Why Early Planning is Key for a Stress-Free Tax Season

As the year winds down, many people wait until the last minute to begin thinking about tax season. However, early preparation is crucial to ensuring a smooth and stress-free process. Whether you’ve experienced a major life event or simply want to avoid the rush, starting your tax preparations now gives you ample time to make [...]

By |2024-10-03T15:22:04-05:00October 3rd, 2024|Financial tips|0 Comments

The 15 Most Expensive States for Early Retirement

The decision to retire is a significant milestone, and for many, the age at which they leave the workforce varies based on numerous factors. Some individuals choose to work past the full retirement age to increase their Social Security benefits, while others retire early due to personal reasons such as health or lifestyle changes. Regardless [...]

By |2024-10-03T08:58:47-05:00October 3rd, 2024|Retirement|0 Comments

What the 2025 Social Security COLA Means for Your Retirement

The Social Security cost-of-living adjustment (COLA) for 2025 is projected to be 2.6%, a modest increase that reflects current inflation trends. While this adjustment aims to help beneficiaries keep pace with rising costs, it’s important to understand how it will affect retirement income and whether it aligns with financial needs. The estimated 2.6% COLA for [...]

By |2024-09-17T08:59:42-05:00September 10th, 2024|Retirement|0 Comments

The Financial Benefits of Marriage

Marriage is a significant milestone in life, bringing together two people in a legally recognized partnership. However, significant shifts in society have led to declining marriage rates over the past fifty years. From fear of divorce to simply not recognizing the need for marriage, many singles are avoiding the topic altogether. Beyond the emotional and [...]

By |2024-08-07T13:20:54-05:00August 7th, 2024|Financial tips|0 Comments

The Number One Secret to Building a Retirement Fund

The journey to building a robust retirement fund begins with a simple yet powerful shift in mindset. While many financial strategies and investment opportunities can enhance your retirement savings, the most fundamental and impactful approach is adopting a lifestyle that prioritizes saving overspending. Accumulating Savings The essence of living below your means is spending less [...]

By |2024-07-09T13:46:27-05:00July 9th, 2024|Retirement|0 Comments

Banking on Success: Strategies for Building Wealth

Understanding how the affluent manage their finances can provide valuable insights for anyone looking to improve their money management skills. One key aspect of their financial strategy is their prudent banking practices, which are designed to preserve and grow wealth. Here’s a closer look at some banking mistakes that wealthy individuals conscientiously avoid. Diversification Beyond [...]

By |2024-07-08T10:35:24-05:00July 8th, 2024|Financial tips|0 Comments
Go to Top