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About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Affinity “Mark” et Minute – November 16, 2022

Investment Commentary – November 16, 2022 Year to Date Market Indices as of November 16, 2022 • Dow 33,595 (7.56%) • S&P 3,976 (-16.25%) • NASDAQ 11,258 (-28.89%) • OIL $85.12 (12.84%) • Barclay Bond Aggregate (-14.62%) Consumer prices rose 0.4% in October, less than expected, as inflation eases The consumer price index increased 0.4% [...]

By |2022-11-16T13:10:45-06:00November 16th, 2022|Market Updates|0 Comments

Affinity “Mark” et Minute – November 2, 2022

Investment Commentary –November 2nd, 2022 Year to Date Market Indices as of November 2nd, 2022 • Dow 32,565 (-10.54%) • S&P 3,833 (-19.75%) • NASDAQ 10,778 (-31.31%) • OIL $89.91 (19.17%) • Barclay Bond Aggregate (-16.88%)   U.S. GDP accelerated at 2.6% pace in Q3, better than expected as growth turns positive Gross domestic product [...]

By |2022-11-03T09:26:11-05:00November 3rd, 2022|Market Updates|0 Comments

Affinity “Mark” et Minute – October 12, 2022

Investment Commentary – October 12, 2022 Year to Date Market Indices as of October 12, 2022 • Dow 29,322 (-19.46%) • S&P 3,589 (-24.75%) • NASDAQ 10,428 (-33.39%) • OIL $87.57 (15.31%) • Barclay Bond Aggregate (-16.22%) Yahoo Finance: Stocks rise as investors weigh inflation data, Fed minutes U.S. stocks inched higher Wednesday even as [...]

By |2022-10-12T21:03:52-05:00October 12th, 2022|Market Updates|0 Comments

Will Social Security Receive a Raise in 2023?

To some degree, Social Security payments can help insulate retirement incomes against inflation. For example, the cost-of-living adjustment (COLA) this year was 5.9 percent, due to the considerable inflation we saw in 2021. But with inflation continuing to accelerate, will we see an even larger COLA in 2023? It’s possible. The Senior Citizens League has [...]

By |2022-10-03T10:03:26-05:00October 3rd, 2022|Retirement|0 Comments

Affinity “Mark” et Minute – September 21, 2022

Investment Commentary – September 21, 2022 Year to Date Market Indices as of September 21, 2022 • Dow 30,958 (-13.93%) • S&P 3,894 (-17.89%) • NASDAQ 11,977 (-26.54%) • OIL $88.92 (17.64%) • Barclay Bond Aggregate (--11.55%) American Century Investments: Can I Reinvest My Required Minimum Distribution? With most retirement accounts, once you reach a [...]

By |2022-09-21T17:54:05-05:00September 21st, 2022|Market Updates|0 Comments
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