/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Watch Out for Scams This Tax Season

For Mark Roberts' Use: Are you ready for tax season? Unfortunately, criminals are certainly ready, and they’ve been planning their tax season scams for months now. As you prepare to file your return, be on guard against these five common types of tax fraud. Strange phone calls. If someone calls you, pretending to be from [...]

By |2019-02-18T09:27:27+00:00February 18th, 2019|Financial tips|0 Comments

5 Common Financial Roadblocks

For Mark Roberts' Use: In the past few years, you might have seen encouraging reports on the state of the economy. Unemployment is low, and in general we’ve seen positive trends in the stock market. Of course, many people’s feelings about the economy are still divided along party lines. But with regard to personal household [...]

By |2019-02-11T10:39:55+00:00February 11th, 2019|Financial tips|0 Comments

Affinity “Mark” et Minute – February 5, 2019

Investment Commentary – February 5, 2019 Year to Date Market Indices as of Market Close February 5, 2019 Dow 25,411 (8.93%) S&P 2,737 (9.21%) NASDAQ 7,402 (11.56%) Gold $1,284 (-0.02%) OIL $52.77 (-15.19) Barclay Bond Aggregate (-0.01%) Fed Funds Rate 2.50% (last increase was 12/19/18) Time for stock-market investors to shake off the 3rd ‘recession [...]

By |2019-02-06T14:46:53+00:00February 6th, 2019|Market Updates|0 Comments

Did Your Medicare Costs Increase?

For Mark Roberts' Use: As retirement planners, we always remind our clients to anticipate potential rising costs throughout retirement. That way, you can adjust your budget and withdrawal schedule accordingly. The cost of healthcare is one of those fluctuating expenses. While Medicare and supplemental insurance plans can help you keep your expenses more predictable, their [...]

By |2019-01-09T21:48:27+00:00January 28th, 2019|Financial tips, Retirement|0 Comments

Affinity “Mark” et Minute – January 23, 2019

Investment Commentary – January 22nd, 2019 Year to Date Market Indices as of Market Close January 22nd, 2019 Dow 24,404 (4.26%) S&P 2,632 (5.03%) NASDAQ 7,020 (5.86%) Gold $1,284 (-0.02%) OIL $52.77 (-15.19) Barclay Bond Aggregate (-0.01%) Fed Funds Rate 2.50% (last increase was 12/19/18) Stocks snap four-day winning streak as trade worries fester U.S. [...]

By |2019-01-23T15:53:20+00:00January 23rd, 2019|Market Updates|0 Comments

Six Steps to a Larger Social Security Check

For Mark Roberts' Use: You probably know that most retirees can’t depend upon Social Security benefits alone, and should plan for at least one other form of retirement income. Having said that, Social Security is an important part of most retiree budgets. So, in the years leading up to retirement, it makes sense to do [...]

By |2019-01-09T21:47:47+00:00January 21st, 2019|Retirement|0 Comments

Affinity “Mark” et Minute – January 15, 2019

Investment Commentary –January 15, 2019 Year to Date Market Indices as of Market Close January 15, 2019 Dow 24,045 (3.16%) S&P 2,610 (4.13%) NASDAQ 7,023 (5.86%) Gold $1,289 (-5.48%) OIL $52.10 (-13.10) Barclay Bond Aggregate (0.12%) Fed Funds Rate 2.50% (last increase was 12/19/18) Stocks gain as China stimulus, Netflix-led tech rally offset disappointing JPMorgan [...]

By |2019-01-17T09:01:15+00:00January 15th, 2019|Market Updates|0 Comments