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About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

The Case for Filing a Tax Extension: Why It’s Not Always a Bad Idea

Filing taxes can be a daunting task for many individuals, and sometimes life's circumstances can make it even more challenging to meet the April 15 deadline. Whether it's due to unexpected life events, complexities in financial situations, or simply needing more time to gather necessary documents, there are several reasons why someone might find themselves [...]

By |2024-03-11T16:54:23-05:00March 11th, 2024|Financial tips|0 Comments

Diversification Demystified: Building a Resilient Retirement Portfolio

When it comes to planning for retirement, the adage "Don't put all your eggs in one basket" couldn't be more apt. Diversification is a fundamental principle that underpins the construction of a resilient retirement portfolio, offering a strategic approach to balancing risk and return for long-term financial success. Understanding Diversification Diversification is the practice of [...]

By |2024-02-19T18:00:39-06:00February 19th, 2024|Retirement|0 Comments

A Strategic Guide to Maximizing Tax Returns and Minimizing Liabilities

For those who wish to invest in their future, smart financial planning extends beyond selecting promising assets. It involves a keen understanding of tax implications to maximize returns and minimize liabilities. Tax-efficient investing is not just a strategy; it's a roadmap to ensuring that investors retain as much of their hard-earned money as possible. Our [...]

By |2024-02-06T08:09:31-06:00February 6th, 2024|Financial tips|0 Comments

Three Crucial Tax Rules for Retirees

As retirees embark on a new chapter in their lives, understanding the intricacies of tax rules becomes paramount for effective financial planning. The last thing you want is a surprise at tax time in the spring! As you prepare to retire in the next few years, learn how your tax situation will change in retirement. [...]

By |2024-01-03T19:49:13-06:00January 3rd, 2024|Retirement|0 Comments

Mapping Your Financial Future with New 2024 Retirement Plan Contribution Limits

As we enter 2024, the new year brings revised contribution limits for retirement plans. Understanding these limits and maxing out contributions is fundamental to ensuring a secure financial future. For 401(k), 403(b), 457 plans, and Thrift Savings Plans, the 2024 contribution limit has been set at $23,000. This allows individuals to allocate a substantial portion [...]

By |2024-01-03T19:44:35-06:00January 3rd, 2024|Retirement|0 Comments

The Integral Role of Life Insurance in Estate Planning

Estate planning is a meticulous process aimed at securing one's legacy and ensuring a seamless transfer of assets to the next generation. Within this intricate tapestry, life insurance emerges as a powerful and versatile tool, playing a pivotal role in wealth preservation and navigating the complex terrain of tax implications. Preserving Wealth Life insurance, beyond [...]

By |2023-12-19T15:21:59-06:00December 19th, 2023|Financial tips|0 Comments

Retirement Lifestyle Planning: Finding Purpose in Your Golden Years

Retirement isn't just about financial security; it's an opportunity to embrace a new chapter in your life. While sound financial planning is crucial, it's equally important to consider how you want to spend your time in retirement. Hobbies, travel, and finding purpose are essential to a fulfilling retirement lifestyle. Pursue Hobbies that Bring You Joy. [...]

By |2023-11-16T10:55:36-06:00November 16th, 2023|Retirement|0 Comments

Emerging Trends in Retirement Planning: What You Need to Know for a Secure Future

Retirement planning has always been a critical aspect of financial stability, but the retirement landscape is evolving. As we enter a new era of longer life expectancies, economic uncertainties, and changing social dynamics, staying informed about emerging trends in retirement planning is essential for a secure future. Here are some key trends to consider. Extended [...]

By |2023-11-01T10:33:11-05:00November 1st, 2023|Retirement|0 Comments
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