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About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

What to Do if You’re Reconsidering Your Retirement Date

You saved faithfully for years, evaluated your prospective retirement income, and have set a date to finally retire… But now, in light of a rocky stock market and financial uncertainty looming, you might be reconsidering your plans. Don’t panic and make big decisions. We’ve seen stock market slumps before, and we’ve learned from experience that [...]

By |2020-06-11T14:47:27-05:00April 22nd, 2020|Retirement|0 Comments

Estate Planning During an Emergency

During times of emergency or pressing health concerns, many will find themselves in a rush to consider estate planning decisions. We want to stress that ideally, you will have taken the time to carefully consider your options and draft a complete estate plan with a qualified attorney before an emergency situation strikes. However, that is [...]

By |2020-06-11T14:47:50-05:00April 20th, 2020|Financial tips|0 Comments

Reevaluating the Cost of Healthcare in Retirement

As you look toward your target retirement date, you will continue to evaluate your expected budget and then compare those figures to your estimated retirement income. Lately we’ve all confronted a new reality with the coronavirus outbreak, and many of you might be rethinking your retirement plans in light of stock market changes, the cost [...]

By |2020-06-11T15:06:52-05:00April 13th, 2020|Retirement|0 Comments

The Deadline for Filing Your 2019 Federal Income Taxes Has Been Extended

While the nation grapples with the coronavirus outbreak, lawmakers are convening to determine solutions that will help us all through this time. One decision will help taxpayers breathe a sigh of relief: The deadline for filing your 2019 federal income tax return has been postponed to July 15, 2020. The new deadline applies to everyone. [...]

By |2020-06-11T15:29:03-05:00April 6th, 2020|Financial tips|0 Comments