/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Leaving Your Job: What About Your 401(k)?

These days, it’s rare for an individual to stay with the same company throughout the duration of their career. You will probably face the decision of moving on to greener pastures someday… But what about your employer-sponsored 401(k)? Do you have to leave it behind? No, luckily you will have options. Generally speaking, most workers [...]

By |2019-03-18T07:54:19-05:00March 18th, 2019|Retirement|0 Comments

Affinity “Mark” et Minute – March 5, 2019

Investment Commentary – March 5, 2019 Year to Date Market Indices as of Market Close March 5, 2019 Dow 25,806 (10.63%) S&P 2,789 (11.28%) NASDAQ 7,576 (14.18%) Gold $1,348 (4.45%) OIL $57.12 (23.74) Barclay Bond Aggregate (1.24%) Fed Funds Rate 2.50% (last increase was 12/19/18) Stocks close slightly lower as investors seek catalysts beyond U.S.-China [...]

By |2019-03-06T12:26:18-05:00March 6th, 2019|Market Updates|0 Comments

No 401(k)? You Can Still Plan for Retirement!

When we talk about saving for retirement, we’re often speaking to those who have access to an employer-sponsored 401(k) plan. But what if your company doesn’t offer this option? You wouldn’t be alone; about 38 million working Americans don’t have access to this type of retirement opportunity. But you still have options… First, talk to [...]

By |2019-03-04T08:09:42-05:00March 4th, 2019|Financial tips, Retirement|0 Comments

Affinity “Mark” et Minute – February 26, 2019

Investment Commentary – February 26, 2019 Year to Date Market Indices as of Market Close February 26, 2019 Dow 26,057 (8.99%) S&P 2,793 (9.49%) NASDAQ 7,524 (11.75%) Gold $1,324 (1.79%) OIL $53.34 (15.55) Barclay Bond Aggregate (1.08%) Fed Funds Rate 2.50% (last increase was 12/19/18) What’s driving the market? Wall Street was watching developments between [...]

By |2019-02-28T11:13:34-05:00February 27th, 2019|Market Updates|0 Comments

Affinity “Mark” et Minute – February 20, 2019

Investment Commentary – February 20, 2019 Year to Date Market Indices as of Market Close February 20, 2019 Dow 25,893 (11.02%) S&P 2,779 (10.88%) NASDAQ 7,482 (12.71%) Gold $1,348 (4.45%) OIL $57.12 (23.74) Barclay Bond Aggregate (1.24%) Fed Funds Rate 2.50% (last increase was 12/19/18) Stocks edge higher as investors watch trade talks, await Fed [...]

By |2019-02-21T12:44:18-05:00February 20th, 2019|Market Updates|0 Comments

Watch Out for Scams This Tax Season

For Mark Roberts' Use: Are you ready for tax season? Unfortunately, criminals are certainly ready, and they’ve been planning their tax season scams for months now. As you prepare to file your return, be on guard against these five common types of tax fraud. Strange phone calls. If someone calls you, pretending to be from [...]

By |2019-02-18T09:27:27-05:00February 18th, 2019|Financial tips|0 Comments