For Mark Roberts' Use: When planning for retirement, most people tend to focus on establishing a source of income, and hopefully making that income last for the rest of their lives. That’s an understandable focal point of your plans. However, there are other factors to consider when planning for retirement, so in this blog we’ll focus [...]
For Mark Roberts' Use: As you continue to plan for retirement, you are sure to hear one consistent piece of advice, over and over: Save all you can for retirement! That is common advice, and for a very good reason. We do our very best to anticipate future expenses and lifestyle needs, and create a [...]
For Mark Roberts' Use: Whether you are currently retired or still in the planning phase, you’ve already figured out a few things: You need to establish a stable stream of income, Social Security will comprise part of that income, and that income needs to cover your living expenses and accommodate inflation. On that last note, [...]
For Mark Roberts' Use: A recent survey by GoBankingRates uncovered an alarming truth: More than half of all Americans will enter retirement without adequate income-generating savings. Hopefully, you will fall into the other half, and you will sail effortlessly into your retirement years. However, there is so much bad information out there, that anyone could [...]
For Mark Roberts' Use: We often tell our clients that retirement is a marathon, not a sprint. So yes, it is important to establish a retirement savings goal, and work steadily toward meeting it over a number of years (or decades, even). However, that doesn’t mean you should never sit down and re-evaluate your strategy. [...]
For Mark Roberts' Use: What is your primary concern for your retirement years? If you’re like most people, you answered, “ I want to make sure my income lasts” or “I worry that I will outlive my money”. Those are valid concerns, and common ones. No wonder almost everyone is looking for a way to generate [...]
Peter Lynch once said, “In the long run, it’s not just how much money you make that will determine your future prosperity. It’s how much of that money you put to work by saving it and investing it.” We all know that stashing money in our mattresses isn’t a smart way to prepare for retirement. [...]
For Mark Roberts' Use: Turn on the evening news on any given day, and you’re likely to see at least one story on healthcare. The cost of healthcare is rising, representatives can’t agree on a healthcare bill, health insurance companies are dropping out of marketplaces… The list goes on and on. Healthcare is no doubt [...]
For Mark Roberts' Use: Many people can’t wait for retirement. In fact, they’re so antsy that they spend considerable amounts of time hovering over their calculators, trying to figure out if they can go ahead and take the leap a few years early. Others are facing an illness, or need to quit working to care [...]
For Mark Roberts' Use: Most of you are long past the days of having kids in diapers and midnight feedings, but many of you do have children who are young adults or currently in college. So you know that while your parenting duties have shifted a great deal, you still spend some time worrying about your [...]