For Mark Roberts' Use: Income tax topics have dominated the news lately, mostly due to the major overhaul Congress just enacted upon our tax structure. So, you might be feeling concerned about how these changes could affect your income taxes in retirement. While it will take a bit longer for analysts to fully break down [...]
For Mark Roberts' Use: Now that the new year has begun, you might be informed that you have earned a raise. Perhaps you’re even still holding onto that year-end bonus you received last month. Or, with the economy continuing to improve, maybe you just expect to earn higher commissions this year. Whatever the reason for [...]
For Mark Roberts' Use: Part of retirement planning also involves planning for your spouse's (or other heirs') needs in the event that something happens to you. If you pass away sooner than you had imagined, you might leave a considerable amount of money in your retirement account. And of course, most of us have other [...]
For Mark Roberts' Use: When it comes to retirement planning, there are as many options as there are needs. The trick, then, is figuring out which ones match both your current and future financial objectives. For most of us, the decision to save money in a qualified retirement account is just the first step. The [...]
For Mark Roberts' Use: While we all have an ideal retirement scenario in our imaginations, sometimes people do claim their Social Security benefits earlier than originally planned. Maybe you need to semi-retire a bit early, or your income from work has decreased. Perhaps you planned for an early retirement, but afterward realize that you would prefer [...]
For Mark Roberts' Use: How long have you been planning for retirement? What has been your main focus, so far? For most people the primary objective, with regard to retirement planning, involves saving money. You want to know how much money you will need in retirement, and how much you should contribute to a retirement [...]
For Mark Roberts' Use: When planning for retirement, most people tend to focus on establishing a source of income, and hopefully making that income last for the rest of their lives. That’s an understandable focal point of your plans. However, there are other factors to consider when planning for retirement, so in this blog we’ll focus [...]
For Mark Roberts' Use: As you continue to plan for retirement, you are sure to hear one consistent piece of advice, over and over: Save all you can for retirement! That is common advice, and for a very good reason. We do our very best to anticipate future expenses and lifestyle needs, and create a [...]
For Mark Roberts' Use: Whether you are currently retired or still in the planning phase, you’ve already figured out a few things: You need to establish a stable stream of income, Social Security will comprise part of that income, and that income needs to cover your living expenses and accommodate inflation. On that last note, [...]
For Mark Roberts' Use: A recent survey by GoBankingRates uncovered an alarming truth: More than half of all Americans will enter retirement without adequate income-generating savings. Hopefully, you will fall into the other half, and you will sail effortlessly into your retirement years. However, there is so much bad information out there, that anyone could [...]