For Mark Roberts' Use: We tend to think of saving money as an arduous task. Not to mention, it's usually more fun to spend than it is to save! However, it isn't so much fun when you reach retirement and realize you don't have enough money to live. The following tricks can help you save [...]
For Mark Roberts' Use: Tax season has begun, and that means most of us are busily preparing our returns. Tax time can bring a lot of anxiety, because no one wants to have their return rejected or audited. The good news is, most problems can be avoided by watching out for these very common tax [...]
For Mark Roberts' Use: We're often told that communication is key in any relationship, and that we must talk about our expectations when it comes to chores, major purchases, and other issues. After all, your partner can't read your mind. However, one thing many couples are not discussing, with regard to their future together, is retirement! [...]
For Mark Roberts' Use: A common trend among competitive companies these days is to offer employees a profit sharing plan. It's one of the best ways to recruit and keep valuable employees, because profit sharing offers bonus pay and an incentive to stay with the company. For workers, profit sharing options can be utilized to [...]
For Mark Roberts' Use: Sometimes it happens: you've been faithfully saving for retirement for years, even decades, and then catastrophe strikes. You're experiencing hard times and you wonder if withdrawing some money from your retirement account might be the answer. Naturally, you're worried about being charged penalties. There are indeed some penalties for early withdrawals before [...]
For Mark Roberts' Use: If you talk about fixed annuities in a room full of investors, you're likely to receive a mixed reaction. A fixed annuity is, in layman's terms, an insurance contract that guarantees a lifetime income. The immediate appeal is obvious: even an IRA or 410(k) does not guarantee income, and many people worry [...]
For Mark Roberts' Use: When you think of retirement, you probably think of finally leaving the workforce for some much-deserved rest and recreation. We all worry about retirement savings because at this point in life, regular paychecks cease and we must live off of whatever money we've managed to accumulate over our lives. However, there [...]
For Mark Roberts' Use: Years ago, the idea of retiring in a foreign country may have sounded absurd or unthinkable to the average American. It may have even sounded too expensive and luxurious to contemplate. Nowadays, however, many American retirees have discovered the benefits of living abroad in retirement. The change has come as a result [...]
When people think about financial planning, they tend to think of retirement funds, investing, and saving for the future. However, another key component of your finances is to understand your current cash flow. After all, your retirement savings won't grow very quickly if your current financial situation prevents you from putting away enough money. Many [...]
For Mark Roberts' Use: We all know that we need to plan for retirement, and yet many people tend to procrastinate for years. It could be that financial issues seem too challenging to tackle, or it may be a busy schedule that prevents us from paying attention to this pressing needs. Those might just be excuses, [...]