For Mark Roberts' Use: Once you retire, you will probably begin taking distributions from your retirement account immediately. For most people this happens around age 65 or so, but in some cases retirement doesn’t happen that early and you don’t need to take distributions yet. Or, you might retire and prefer to leave your money in [...]
For Mark Roberts' Use: Social Security was created way back in 1935, as a way to provide retirees with supplemental income. For most Americans, Social Security is a significant piece of the retirement puzzle so the future of the system is critical. You might have heard that Social Security is “in trouble”, but what does [...]
For Mark Roberts' Use: When you think about your health insurance policy, you probably don’t consider how it could help you retire more comfortably. Other than staying healthy and productive, what does health insurance have to do with your financial future? As it turns out, you can actually leverage some health insurance options to save for [...]
For Mark Roberts' Use: You’ve been diligently working and saving for retirement for years now - perhaps decades - and you’re starting to feel antsy about it. Your retirement plans sound so great, that you wish you could go ahead and retire now! We hear you. This is a common scenario, and many of us are [...]
For Mark Roberts' Use: Once upon a time, you probably purchased a life insurance policy to protect your family from financial disaster. In the event that something happened to you, you didn’t want to leave a spouse and children saddled with debt and struggling to survive. Now your children are grown, and hopefully they don’t depend [...]
For Mark Roberts' Use: We all have our own target retirement age, but for most of us it’s around age 65 or a bit later. Even so, sometimes things don’t quite work out the way we had intended. Currently, seven out of ten retirees actually stopped working before their 65th birthday. In some cases this [...]
For Mark Roberts' Use: When we talk about retirement planning, we tend to hone in on a specific savings goal. Most people decide that they want to retire at a certain age, and they need to accumulate a specific amount of money in savings before they can do so. We base this dollar amount upon your [...]
For Mark Roberts' Use: For most of us, hearing the words “the American Dream” conjures up images of home ownership, white picket fences, two and a half kids, and a fuzzy Golden Retriever. Additionally, you might also associate those words with a comfortable retirement. It used to be that people dreamed of saving (and growing) [...]
For Mark Roberts' Use: These days, it’s rare for a worker to stay with the same company for thirty or forty years before finally retiring. Most of us change jobs at least once or twice, and it’s often a terrific decision that leads to better opportunities or a relocation that makes us happy. But when you [...]
For Mark Roberts' Use: Life sure has a sense of humor sometimes! Just as you hit the peak of your career and you’re finally getting caught up on retirement savings, the kids are ready to leave the nest. For most young adults, this means going off to college. Like most parents, you want to give them [...]