For Mark Roberts' Use: As you enter the home stretch in your career, you’re probably running in “high gear” as far as retirement planning goes. You’ve almost reached your goal! Suddenly, an enormous roadblock looms ahead: Your kids are going off to college, and you have to find a way to pay for it. Obviously, prevention [...]
For Mark Roberts' Use: You probably understand how important your retirement savings are. After all, you can’t count upon Social Security to provide for all of your needs in retirement, so the burden of preparing for a secure future rests on your shoulders. But sometimes, it can be tempting to withdraw money from your retirement [...]
Retirement planning can be a complicated matter, partly because there are so many different options available to you. This is actually a good thing, because it means we can tailor a retirement income plan to your very unique situation and needs. Of course, the downside of having so many options is that it’s easy to [...]
For Mark Roberts' Use: Once you retire, you will probably begin taking distributions from your retirement account immediately. For most people this happens around age 65 or so, but in some cases retirement doesn’t happen that early and you don’t need to take distributions yet. Or, you might retire and prefer to leave your money in [...]
For Mark Roberts' Use: Social Security was created way back in 1935, as a way to provide retirees with supplemental income. For most Americans, Social Security is a significant piece of the retirement puzzle so the future of the system is critical. You might have heard that Social Security is “in trouble”, but what does [...]
For Mark Roberts' Use: When you think about your health insurance policy, you probably don’t consider how it could help you retire more comfortably. Other than staying healthy and productive, what does health insurance have to do with your financial future? As it turns out, you can actually leverage some health insurance options to save for [...]
For Mark Roberts' Use: You’ve been diligently working and saving for retirement for years now - perhaps decades - and you’re starting to feel antsy about it. Your retirement plans sound so great, that you wish you could go ahead and retire now! We hear you. This is a common scenario, and many of us are [...]
For Mark Roberts' Use: Once upon a time, you probably purchased a life insurance policy to protect your family from financial disaster. In the event that something happened to you, you didn’t want to leave a spouse and children saddled with debt and struggling to survive. Now your children are grown, and hopefully they don’t depend [...]
For Mark Roberts' Use: We all have our own target retirement age, but for most of us it’s around age 65 or a bit later. Even so, sometimes things don’t quite work out the way we had intended. Currently, seven out of ten retirees actually stopped working before their 65th birthday. In some cases this [...]
For Mark Roberts' Use: When we talk about retirement planning, we tend to hone in on a specific savings goal. Most people decide that they want to retire at a certain age, and they need to accumulate a specific amount of money in savings before they can do so. We base this dollar amount upon your [...]