For Mark Roberts' Use: You’ve spent years planning and saving for retirement, and you’re almost ready to take the leap. But wait! As you focused on saving faithfully and establishing a secure retirement income, it is possible that you overlooked some other important facts about retirement. After all, saving money is only one part of [...]
For Mark Roberts' Use: If you talk to your neighbors, former co-workers, or family members who have already retired, you will notice something that perhaps does not surprise you: There is no single retirement solution that works for everyone! Each decision you make throughout the retirement planning process will ultimately come down to your needs and [...]
For Mark Roberts' Use: Like many people, you probably spend a lot of time thinking about the most beneficial ways to accumulate adequate assets for retirement. But once you have accomplished that goal, you now how considerable assets to manage and protect. You also need to make a plan for those assets, in the event that [...]
For Mark Roberts' Use: If you read our blogs regularly, you know that we’re constantly reminding you that you can’t depend upon Social Security as your entire retirement income. That means you’re responsible for setting up an income that will sustain you once you stop working… which can lead to an awful lot of pressure [...]
For Mark Roberts' Use: In the last few years before retirement, your focus might shift toward planning vacations, dreaming of new hobbies, or simply longing to be free of your alarm clock. Of course, we want to help ensure that you can actually fulfill all of these goals. So before you take the leap into [...]
For Mark Roberts' Use: We think of life insurance as a relatively modern innovation, but some form of it has been around since the days of ancient Rome! The original purpose was to protect a worker’s dependents from financial ruin in the event that something happened to him (usually a husband and father). But of course, [...]
For Mark Roberts' Use: A hotly-contested election is one thing; once a new president begins to roll out their proposed budgetary changes, we have a whole new set of ideas to debate. One of President Trump’s campaign promises was to revise the tax code, and his recently proposed budget includes some major changes in that [...]
For Mark Roberts' Use: When you were first hired on at your company, you were probably asked by human resources to fill out a number of forms. One of these forms pertained to your retirement plan contributions. You chose to automatically set up a contribution to your retirement account, based on a percentage of your income. [...]
For Mark Roberts' Use: Most of us understand that Social Security will comprise an important part of our retirement plan. On the other hand, we also know that we can’t count on Social Security payments to provide for all of our income in retirement. The program is meant to be a supplement to your income [...]
For Mark Roberts' Use: What’s your retirement dream? The answer will vary from one person to the next, but most people agree that retiring debt-free would be ideal. In particular, we often hear pre-retirees say that they would love to pay off their home before this next stage in their lives. But of course, most home [...]