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The Sandwich Generation Saves for Retirement While Supporting Others

Many adults today find themselves caught in a financial balancing act, supporting aging parents while still raising children or helping young adult children who are not yet financially independent. This group, often referred to as the "Sandwich Generation," faces unique challenges, especially when it comes to saving for retirement. According to a 2023 report from [...]

By |2025-07-08T16:32:06-05:00July 15th, 2025|Financial tips|0 Comments

Understanding the Fed and Why Monetary Policy Matters to Your Finances

When people hear about the Federal Reserve raising or lowering interest rates, it can feel like distant financial news with little connection to everyday life. But the reality is that the Fed’s monetary policy decisions have a direct impact on your financial well-being. From mortgage rates to credit card interest to the cost of groceries, [...]

By |2025-07-08T16:24:35-05:00July 8th, 2025|Financial tips|0 Comments

The Psychology of Spending: Why We Buy Things We Don’t Need

Understanding your financial behavior is just as important as understanding your financial numbers. Many people create budgets, set savings goals, and commit to reducing debt, yet still find themselves spending impulsively or purchasing things they later regret. This is where the psychology of spending comes into play. If you have ever walked into a store [...]

By |2025-06-10T10:34:03-05:00June 10th, 2025|Financial tips|0 Comments

Investing Strategies When Interest Rates Start to Fall

The Federal Reserve's aggressive rate hikes between 2022 and 2024, aimed at curbing inflation, provided investors with the benefit of higher yields on savings accounts and bonds. As a result, many have amassed significant cash reserves—totaling nearly $6.9 trillion as of early 2025. However, with potential rate cuts on the horizon this year, these high-yield [...]

By |2025-04-02T19:09:06-05:00April 2nd, 2025|Financial tips, Uncategorized|0 Comments

How to Use Life Insurance to Leave a Legacy for Your Children or Grandchildren

Life insurance isn’t just about covering final expenses—it can also be a powerful tool for leaving a lasting financial legacy for your children and grandchildren. Whether you want to provide financial security, support educational goals, or pass down generational wealth, life insurance offers a structured way to achieve those objectives. Ways to Use Life Insurance [...]

By |2025-03-12T07:11:21-05:00March 4th, 2025|Financial tips|0 Comments

5 Ways to Create a Tax-Smart Investment Plan

Taxes play a significant role in shaping your investment returns, making it essential to implement strategies that reduce your tax burden while fostering growth. A tax-efficient investment plan helps ensure that more of your hard-earned money stays invested and working for you. 1. Maximize Tax-Advantaged Accounts Leverage investment accounts that provide tax benefits: 401(k) and [...]

By |2025-02-05T12:07:32-06:00February 5th, 2025|Financial tips|0 Comments
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