/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

4 Important Functions of a Will

For Mark Roberts' Use: When we discuss estate planning, most people know that creating a Last Will and Testament is generally the cornerstone of these plans. And yet, you might be surprised at how many people have procrastinated on this important legal step! According to at least one survey*, 40 percent of those aged 53 [...]

By |2018-11-05T07:34:54+00:00November 5th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – October 30, 2018

Investment Commentary – October 30, 2018 Year to Date Market Indices as of Market Close October 30, 2018 Dow 24,874 (0.63%) S&P 2,682 (0.34%) NASDAQ 7,161 (3.74%) Gold $1,224 (-7.86%) OIL $66.35 (14.67%) Barclay Bond Aggregate (-1.99%) Fed Funds Rate 2.25% (last increase was 9/26/18) Stocks rally to close higher after Monday’s big reversal Stocks [...]

By |2018-11-01T09:19:35+00:00November 1st, 2018|Market Updates|0 Comments

Estate Planning 101

For Mark Roberts' Use: Although most of us don’t like to think about it, estate planning is an important part of retirement preparations. You’ve planned for an income that hopefully lasts the rest of your life, and you’ve accumulated assets both in the bank and otherwise. But what happens if you don’t live as long [...]

By |2018-10-29T10:06:59+00:00October 29th, 2018|Retirement|0 Comments

What Can You Expect from Medicare?

For Mark Roberts' Use: Most people know that when they turn 65, they will become eligible for Medicare. For most retirees, the program is the backbone of their healthcare planning. However, many are surprised to learn, after retirement, that Medicare does not cover all of their medical expenses. In fact, it will only cover about [...]

By |2018-10-21T16:45:58+00:00October 21st, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – October 16, 2018

Investment Commentary – October 16, 2018 Year to Date Market Indices as of Market Close October 16, 2018 Dow 25,715 (4.05%) S&P 2,802 (4.87%) NASDAQ 7,618 (10.39%) Gold $1,228 (-7.54%) OIL $71.93 (23.14%) Barclay Bond Aggregate (-2.22%) Fed Funds Rate 2.25% (last increase was 9/26/18) U.S. Stocks Rally Most Since April as Tech Surges: Markets [...]

By |2018-10-18T09:40:51+00:00October 18th, 2018|Market Updates|0 Comments

Affinity “Mark” et Minute – October 9, 2018

Investment Commentary –October 9th, 2018 Year to Date Market Indices as of Market Close October 9th, 2018 Dow 26,475 (7.15%) S&P 2,888 (8.04%) NASDAQ 7,775 (12.72%) Gold $1,191 (-9.18%) OIL $75.09 (28.53%) Barclay Bond Aggregate (-1.69%) Fed Funds Rate 2.25% (last increase was 9/26/18) Stocks struggle to break three-day decline, but bond yields remain in [...]

By |2018-10-12T09:22:32+00:00October 9th, 2018|Market Updates|0 Comments

Social Security COLA Soon to be Announced

For Mark Roberts' Use: Any day now, we will receive the news of next year’s cost of living adjustment (COLA) for Social Security beneficiaries. These numbers are typically released mid-October, with the increase (if any) taking effect in January of the following year. While we wait for the official announcement, let’s take a look at predictions, [...]

By |2018-10-08T07:50:55+00:00October 8th, 2018|Retirement|0 Comments