/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Affinity “Mark” et Minute – February 20, 2018

Investment Commentary –February 20th, 2018 Year to Date Market Indices as of Market Close February 20th, 2018 Dow 24,964 (-0.99%) S&P 2,716 (-1.60%) NASDAQ 7,234 (4.79%) Gold $1,332 1.76%) OIL $61.77 (2.71%) US 10Y Treasury 2.891 (41.84%) Barclay Bond Aggregate (-2.20%) Dow slips back below 25,000 as losses accelerate U.S. stocks threatened to snap a [...]

By | 2018-02-21T20:51:46+00:00 February 21st, 2018|Market Updates|0 Comments

Inflation Affects Some More Than Others

For Mark Roberts' Use: We often warn our clients that, while they might not notice the effects of inflation from one year to the next, they will certainly notice a decrease in purchasing power over several decades. With lifespans reaching into the 80s and 90s these days, some of us could be spending 20 or 30 [...]

By | 2018-02-19T08:36:41+00:00 February 19th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – February 7, 2018

Investment Commentary –February 6th, 2018 Year to Date Market Indices as of Market Close February 6th, 2018 Dow 24912 (0.78%) S&P 2,695 (0.81%) NASDAQ 7,115 (3.08%) Gold $1,326 (2.39%) OIL $63.92 (6.75%) US 10Y Treasury 2.804 (39.38%) Barclay Bond Aggregate (-1.47%) U.S. stocks snap selling spree to close higher in volatile trading The U.S. stock [...]

By | 2018-02-08T08:58:13+00:00 February 7th, 2018|Market Updates|0 Comments

Good News for the Economy: What’s Next?

For Mark Roberts' Use: Evaluating the state of the economy involves many factors, with the unemployment rate being one of the most critical. In 2017 we received the good news that our nation's unemployment rate has dropped to just 4.4 percent... So let's break down what that means, and what it doesn't mean. The good [...]

By | 2018-02-05T11:16:21+00:00 February 5th, 2018|The Economy|0 Comments

Affinity “Mark” et Minute – January 30, 2018

Investment Commentary –January 30th, 2018 Market Indices as of Market Close January 30th, 2018 Dow 26,076 (5.49%) S&P 2,822 (5.57%) NASDAQ 7,402 (7.23%) Gold $1,341 (2.39%) OIL $64.21 (6.75%) US 10Y Treasury 2.71 (30.92%) Barclay Bond Aggregate (-1.08%) How the stock market has reacted to State of the Union speeches President Donald Trump is preparing [...]

By | 2018-02-01T10:04:36+00:00 January 31st, 2018|Market Updates|0 Comments

Affinity “Mark” et Minute – January 23, 2018

Investment Commentary –January 23rd, 2018 Market Indices as of Market Close January 23rd, 2018Dow 26,210 (6.13%) S&P 2,839 (6.28%) NASDAQ 7,460 (8.08%) Gold $1,356 (3.59%) OIL $64.74 (7.65%) US 10Y Treasury 2.65 (23.96%) Barclay Bond Aggregate (-0.85%) Dimon doesn’t ‘see any potholes’ for the U.S. economy J.P. Morgan Chase & Co. CEO Jamie Dimon said [...]

By | 2018-01-24T17:54:17+00:00 January 24th, 2018|Market Updates|0 Comments

Another Way to Handle Rising Healthcare Costs

For Mark Roberts' Use: You’ve certainly heard the news by now: The cost of healthcare in the US continues to rise, outpacing inflation and cost of living increases to pensions and Social Security. In retirement, healthcare becomes an even larger concern, both due to the fact that you’re more likely to suffer health problems, and [...]

By | 2018-01-22T09:22:16+00:00 January 22nd, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – January 16, 2018

Investment Commentary –January 16th, 2018 Market Indices as of Market Close January 16th, 2018 Dow 25,792 (4.34%) S&P 2,776 (3.85%) NASDAQ 7,223 (4.64%) Global DOW 3,237 (4.92%) Gold $1,338 (2.58%) OIL $63.88 (6.32%) US 10Y Treasury 2.54 (13.01%) Barclay Bond Aggregate (-0.37%) Dow tops 26,000, but fails to close above milestone The Dow blew past [...]

By | 2018-01-18T16:48:43+00:00 January 17th, 2018|Market Updates|0 Comments