mroberts

/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Good News: Save More for Retirement in 2019

For Mark Roberts' Use: As financial advisors, we frequently advise those planning for retirement to save all that you can. And now, we have some good news: Contribution limits for qualified retirement plans were increased for 2019, allowing you to set aside a bit more money for retirement. If you participate in a 401(k), 403(b), Thrift [...]

By |2018-12-06T18:51:42+00:00December 6th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – December 5, 2018

Investment Commentary – December 5, 2018 Year to Date Market Indices as of Market Close December 5, 2018 Dow 25,027 (1.25%) S&P 2,700 (0.99%) NASDAQ 7,158 (3.69%) Gold $1,241 (-7.24%) OIL $53.80 (-6.69) Barclay Bond Aggregate (-1.30%) Fed Funds Rate 2.25% (last increase was 9/26/18) Dow futures show 100-point bounce after 800-point plunge Regular trading [...]

By |2018-12-06T09:52:14+00:00December 6th, 2018|Market Updates|0 Comments

Affinity “Mark” et Minute – November 29, 2018

Investment Commentary – November 27, 2018 Year to Date Market Indices as of Market Close November 27, 2018 Dow 24,748 (0.12%) S&P 2,682 (0.32%) NASDAQ 7,082 (2.60%) Gold $1,220 (-8.79%) OIL $52.09 (-9.69) Barclay Bond Aggregate (-1.96%) Fed Funds Rate 2.25% (last increase was 9/26/18) Stocks close higher as gains for defensive sectors outweigh U.S.-China [...]

By |2018-11-29T11:47:44+00:00November 29th, 2018|Market Updates|0 Comments

An Exciting New Retirement Option

For Mark Roberts' Use: In 2014, in response to economic conditions and employee feedback, the federal government launched a Phased Retirement option for their workers. Due to the success and popularity of the program, some private sector companies are following suit. A 2017 study found that about half of large employers are aware of employee interest [...]

By |2018-11-26T08:14:51+00:00November 26th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – November 14, 2018

Investment Commentary – November 14, 2018 Year to Date Market Indices as of Market Close November 14, 2018 Dow 25,429 (2.88%) S&P 2,743 (2.64%) NASDAQ 7,267 (5.26%) Gold $1,200 (-9.71%) OIL $56.60 (-2.91) Barclay Bond Aggregate (-2.25%) Fed Funds Rate 2.25% (last increase was 9/26/18) Stocks open higher as oil attempts to stabilize, CPI data [...]

By |2018-11-14T20:04:44+00:00November 14th, 2018|Market Updates|0 Comments

Improving the Performance of Retirement Plans

For Mark Roberts' Use: In recent years, many Americans have expressed concerns over their eventual retirements. They worry that they started saving too late, that their retirement accounts aren’t performing as hoped, or that the rising cost of living will prevent them from retiring at all. These are valid concerns, but luckily we are seeing [...]

By |2018-11-12T09:57:15+00:00November 12th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – November 6, 2018

Investment Commentary –November 6, 2018 Year to Date Market Indices as of Market Close November 6, 2018 Dow 25,635 (3.70%) S&P 2,755 (3.06%) NASDAQ 7,375 (6.85%) Gold $1,224 (-7.86%) OIL $66.35 (14.67%) Barclay Bond Aggregate (-2.55%) Fed Funds Rate 2.25% (last increase was 9/26/18) Dow up 100 points as crucial midterm elections come into focus [...]

By |2018-11-08T09:50:42+00:00November 8th, 2018|Market Updates|0 Comments