mroberts

/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t – a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution.

Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies.

Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.”

Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Affinity “Mark” et Minute – December 6, 2017

Investment Commentary –December 5th, 2017 Market Indices as of Market Close December 5th, 2017 Dow 24,180 (22.36% YTD) S&P 2,629 (17.45% YTD) NASDAQ 6,762 (5.62% YTD) Global DOW 3,007 (18.67% YTD) Gold $1,268 (8.50%) OIL $57.42 (0.72%) US 10Y Treasury 1.257 (-8.83%) Barclay Bond Aggregate (3.30% YTD) Tech rally burns out, leaves Wall Street lower [...]

By | 2017-12-07T09:46:45+00:00 December 6th, 2017|Market Updates|0 Comments

Working During Retirement Can Affect Your Social Security Benefits

For Mark Roberts' Use: While we all have an ideal retirement scenario in our imaginations, sometimes people do claim their Social Security benefits earlier than originally planned. Maybe you need to semi-retire a bit early, or your income from work has decreased. Perhaps you planned for an early retirement, but afterward realize that you would prefer [...]

By | 2017-12-04T12:40:27+00:00 December 4th, 2017|Retirement|0 Comments

Affinity “Mark” et Minute – November 29, 2017

Investment Commentary –November 28th, 2017 Market Indices as of Market Close November 28th, 2017 Dow 23,836 (20.62% YTD) S&P 2,627 (17.34% YTD) NASDAQ 6,912 (28.41% YTD) Global DOW 3,000 (18.67% YTD) Gold $1,297 (11.00%) OIL $57.65 (1.18%) US 10Y Treasury 2.328 (-11.77%) Barclay Bond Aggregate (3.45% YTD) Tax Plan Gains Steam After Trump ‘Lovefest’ With [...]

By | 2017-11-30T11:50:07+00:00 November 29th, 2017|Market Updates|0 Comments

Worried About Outliving Your Money?

For Mark Roberts' Use: How long have you been planning for retirement? What has been your main focus, so far? For most people the primary objective, with regard to retirement planning, involves saving money. You want to know how much money you will need in retirement, and how much you should contribute to a retirement [...]

By | 2017-11-27T10:38:48+00:00 November 27th, 2017|Retirement|0 Comments

Affinity “Mark” et Minute – November 20, 2017

Investment Commentary –November 20th, 2017 Market Indices as of Market Close November 20th, 2017 Dow 23,430 (18.56% YTD) S&P 2,582 (15.33% YTD) NASDAQ 6,790 (26.15% YTD) Global DOW 2,951 (16.75% YTD) Gold $1,277 (9.57%) OIL $56.23 (-1.45%) US 10Y Treasury 2.365 (-8.06%) Barclay Bond Aggregate (3.20% YTD) Yellen Says She’ll Leave Fed Once Powell Is [...]

By | 2017-11-21T17:14:38+00:00 November 21st, 2017|Market Updates|0 Comments

Avoid These Retirement Planning Obstacles

For Mark Roberts' Use: When planning for retirement, most people tend to focus on establishing a source of income, and hopefully making that income last for the rest of their lives. That’s an understandable focal point of your plans. However, there are other factors to consider when planning for retirement, so in this blog we’ll focus [...]

By | 2017-11-21T17:15:49+00:00 November 20th, 2017|Retirement|0 Comments

Affinity “Mark” et Minute – November 15, 2017

Investment Commentary –November 14th, 2017 Market Indices as of Market Close November 14th, 2017 Dow 23,409 (18.45% YTD) S&P 2,578 (15.19% YTD) NASDAQ 6,737 (25.17% YTD) Global DOW 2,963 (17.98% YTD) Gold $1,280 (9.85%) OIL $56.90 (-3.05%) US 10Y Treasury 2.376 (-7.10%) Barclay Bond Aggregate (2.96% YTD)   Stock market trades lower as oil comes [...]

By | 2017-11-16T10:06:35+00:00 November 15th, 2017|Market Updates|0 Comments

Save More for Retirement in 2018

For Mark Roberts' Use: As you continue to plan for retirement, you are sure to hear one consistent piece of advice, over and over: Save all you can for retirement! That is common advice, and for a very good reason. We do our very best to anticipate future expenses and lifestyle needs, and create a [...]

By | 2017-11-13T09:08:54+00:00 November 13th, 2017|Retirement|0 Comments

Affinity “Mark” et Minute – November 7, 2017

Investment Commentary –November 7th, 2017 Market Indices as of Market Close November 7th, 2017 Dow 23,557 (19.20% YTD) S&P 2,589 (15.68% YTD) NASDAQ 6,767 (25.72% YTD) Global DOW 2,959 (17.98% YTD) Gold $1,276 (9.51%) OIL $57.23 (0.32%) US 10Y Treasury 2.31 (-13.43%) Barclay Bond Aggregate (3.49% YTD) S&P 500 dips as Priceline, financials weigh The [...]

By | 2017-11-09T09:44:38+00:00 November 8th, 2017|Market Updates|0 Comments

Affinity “Mark” et Minute – October 25, 2017

Investment Commentary –October 24th, 2017 Market Indices as of Market Close October 24th, 2017 Dow 23,441 (18.62% YTD) S&P 2,569 (14.75% YTD) NASDAQ 6,598 (22.58% YTD) Global DOW 2,965 (17.30% YTD) Gold $1,278 (9.63%) OIL $52.48 (-8.03%) US 10Y Treasury 2.42 (-2.34%) Barclay Bond Aggregate (3.11% YTD) Stock market would see ‘setback’ if Trump tax [...]

By | 2017-10-26T09:22:04+00:00 October 26th, 2017|Market Updates|0 Comments