/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

6 Life Insurance Mistakes to Avoid

For Mark Roberts' Use: Life insurance is something everyone needs, and most of us will enroll in a policy at some point. But that doesn’t mean it’s your average, everyday purchase! You wouldn’t make any other major financial decision without conducting thorough research, so take the time to make this important decision carefully. As you compare [...]

By | 2018-06-18T08:17:35+00:00 June 18th, 2018|Financial tips, Retirement|0 Comments

What’s Going On With Social Security?

For Mark Roberts' Use: For most people, retirement income will be derived from several sources. Hopefully, you’ve been contributing faithfully to a retirement account of some sort, such as a 401k or IRA. But you’ve always been paying into the Social Security system all of these years, and you expect your benefits to be waiting [...]

By | 2018-06-10T19:07:51+00:00 June 10th, 2018|Uncategorized|0 Comments

Affinity “Mark” et Minute – June 5, 2018

Investment Commentary –June 5th, 2018 Year to Date Market Indices as of Market Close June 5th, 2018 Dow 24,799 (0.33%) S&P 2,748 (2.81%) NASDAQ 7,637 (10.64%) Gold $1,300 (-1.41%) OIL $65.34 (9.67%) US 10Y Treasury (50.76%) Barclay Bond Aggregate (-3.43%) Fed Funds Rate 1.75 (last increase was 3/21/18) Nasdaq scores record as stocks advance modestly [...]

By | 2018-06-06T14:28:41+00:00 June 6th, 2018|Market Updates|0 Comments

Will You Stay Home in Retirement?

For Mark Roberts' Use: When you think about retirement, what do you picture? For some, retirement means a move to Florida, a cozy condo in the mountains, or a tidy home closer to the grandkids. But for many of us, retirement simply means that we relax and enjoy our current homes even more. A poll by [...]

By | 2018-06-04T09:38:18+00:00 June 4th, 2018|Retirement|0 Comments

5 Last-Minute Retirement Options

For Mark Roberts' Use: Let’s say you’ve been looking forward to your retirement for years, and planning faithfully. But now something has happened, and you’re not so sure your retirement budget is feasible. Maybe you faced an unexpected expense, or your cost of living has increased, or some other circumstance has planted doubts in your mind. [...]

By | 2018-05-29T10:24:57+00:00 May 28th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – May 23, 2018

Investment Commentary –May 22nd, 2018 Year to Date Market Indices as of Market Close May 22ndh, 2018 Dow 24,834 (0.47%) S&P 2,724 (1.90%) NASDAQ 7,378 (6.88%) Gold $1,296 (-1.77%) OIL $72.09 (20.63%) US 10Y Treasury 3.05 (64.07%) Barclay Bond Aggregate (-2.71%) Fed Funds Rate 1.75 (last increase was 3/21/18) Stocks close lower as trade, geopolitical [...]

By | 2018-05-23T14:47:15+00:00 May 23rd, 2018|Market Updates|0 Comments

Planning Your Retirement Budget

For Mark Roberts' Use: When you’re on the cusp of retirement, it’s time to kick your retirement planning into high gear. At this point you will confront a situation quite unlike any other in your lifetime: You will decide how much income you can “make” each year (taken from your retirement savings). On the other [...]

By | 2018-05-21T06:21:59+00:00 May 21st, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – May 15, 2018

Investment Commentary –May 15th, 2018 Year to Date Market Indices as of Market Close May 15th, 2018 Dow 24,706 (-0.05%) S&P 2,711 (1.42%) NASDAQ 7,351 (6.49%) Gold $1,292 (-1.70%) OIL $71.61 (19.09%) US 10Y Treasury 3.071 (66.04%) Barclay Bond Aggregate (-2.34%) Fed Funds Rate 1.75 Dow breaks 8-day winning streak U.S. equity markets closed solidly [...]

By | 2018-05-17T13:19:16+00:00 May 16th, 2018|Market Updates|0 Comments