/Mark Roberts

About Mark Roberts

In addition to managing clients’ money and giving investment and diversification advice, Mark offers something that “the other guys” don’t - a unique approach to Retirement Tax Strategies and distribution. Time and time again, Mark meets with new clients who tell him they have a great relationship with their financial advisor but have never been offered information on this kind of approach to securing their financial futures. Mark has taken this feedback to heart and works tirelessly to ensure that his strategies focus on taxes and distribution. Mark started selling insurance for a major insurance company right out of high school to help put himself through college. After graduating with a degree in finance, he dove into estate planning on the financial side to set himself apart from other financial advisors. However, as changes were made to estate tax laws over time, Mark shifted his focus to income tax strategies. Mark’s philosophy is “the blue prints are more important than the wall paper or carpet.” The wall paper and carpet represent products like investments and insurance policies, whereas the blue prints represent the strategies. Once strategies that truly fit the client’s needs are put in place, our focus can shift to providing you with the right products. According to Mark, “It doesn’t matter what carpet we use if the walls are not in the right place.” Our approach to money management is designed to generate the largest alpha (quality) with the lowest standard deviation and beta (risk). By doing this, we help provide clients with the highest return on the lowest risk. Generating income for our retirees is also very important. Because withdrawing money from your portfolio hurts the account rather than helping it, our goal is to design income strategies to harm the portfolio the least making the money last longer.

Affinity “Mark” et Minute – October 9, 2018

Investment Commentary –October 9th, 2018 Year to Date Market Indices as of Market Close October 9th, 2018 Dow 26,475 (7.15%) S&P 2,888 (8.04%) NASDAQ 7,775 (12.72%) Gold $1,191 (-9.18%) OIL $75.09 (28.53%) Barclay Bond Aggregate (-1.69%) Fed Funds Rate 2.25% (last increase was 9/26/18) Stocks struggle to break three-day decline, but bond yields remain in [...]

By |2018-10-12T09:22:32+00:00October 9th, 2018|Market Updates|0 Comments

Social Security COLA Soon to be Announced

For Mark Roberts' Use: Any day now, we will receive the news of next year’s cost of living adjustment (COLA) for Social Security beneficiaries. These numbers are typically released mid-October, with the increase (if any) taking effect in January of the following year. While we wait for the official announcement, let’s take a look at predictions, [...]

By |2018-10-08T07:50:55+00:00October 8th, 2018|Retirement|0 Comments

How to Avoid Social Security Scams

For Mark Roberts' Use: Imagine you receive a phone call, and the voice on the other end of the line informs you that they are a representative from Social Security. This person goes on to tell you that due to suspicion of illegal activity, all of your accounts have been suspended. Unless you call another number [...]

By |2018-09-24T10:11:54+00:00September 24th, 2018|Financial tips|0 Comments

Affinity “Mark” et Minute – September 18, 2018

Investment Commentary –September 18, 2018 Year to Date Market Indices as of Market Close September 18, 2018 Dow 26,246 (6.18%) S&P 2,904 (8.63%) NASDAQ 7,956 (15.25%) Gold $1,202 (-9.50%) OIL $69 (19.21%) Barclay Bond Aggregate (-1.52%) Fed Funds Rate 2.0% (last increase was 6/13/18) Tech Rebound Fuels Stock Gains Amid Trade Tensions: Markets Wrap Global [...]

By |2018-09-19T22:09:45+00:00September 19th, 2018|Market Updates|0 Comments

Four Steps to Take Before You Turn 60

For Mark Roberts' Use: We all know that the ideal way to prepare for retirement includes early planning and saving. Hopefully, you got started in your twenties or at least by your thirties. But in most cases, we really start to think about retirement (and feel concerned) in our forties and fifties. At this point your [...]

By |2018-09-17T09:45:30+00:00September 17th, 2018|Retirement|0 Comments

Affinity “Mark” et Minute – September 11, 2018

Investment Commentary – September 11, 2018 Year to Date Market Indices as of Market Close September 11, 2018 Dow 25,971 (5.06%) S&P 2,887 (8.02%) NASDAQ 7,972 (15.49%) Gold $1,201 (-9.62%) OIL $69 (17.13%) Barclay Bond Aggregate (-1.33%) Fed Funds Rate 2.0% (last increase was 6/13/18) Stocks end higher as tech shares rebound Stocks ended higher [...]

By |2018-09-13T12:16:42+00:00September 12th, 2018|Market Updates|0 Comments

Evaluate Social Security Before You Retire

For Mark Roberts' Use: For most of us, our retirement income will be generated from at least two sources. We frequently focus on the sources that you can establish for yourself, such as utilizing a 401(k), IRA, annuities, and other options. But you will probably receive Social Security benefits as well, so let’s shift gears [...]

By |2018-09-10T08:37:19+00:00September 10th, 2018|Retirement|0 Comments